.EditorialSiteMenu_root__svYf_{position:relative;z-index:10;flex-shrink:0;transform:translate(-24px,2px)}.EditorialSiteMenu_trigger__bcaCB{display:inline-flex;align-items:center;justify-content:flex-end;gap:12px;min-width:44px;min-height:44px;padding:0;border:0;background:transparent;color:#222;font:.9375rem/1.2 Arial,Helvetica,sans-serif;cursor:pointer}.EditorialSiteMenu_trigger__bcaCB:hover,.EditorialSiteMenu_trigger__bcaCB[aria-expanded=true]{color:#b84b0a}.EditorialSiteMenu_trigger__bcaCB:focus-visible{outline:3px solid #b84b0a;outline-offset:3px}.EditorialSiteMenu_glyph__QaFij{position:relative;box-sizing:border-box;width:20px;height:24px;border-top:3px solid;border-bottom:3px solid}.EditorialSiteMenu_glyph__QaFij:before{content:"";position:absolute;inset:7.5px 0 auto;border-top:3px solid}.EditorialSiteMenu_trigger__bcaCB[aria-expanded=true] .EditorialSiteMenu_glyph__QaFij{border-color:transparent}.EditorialSiteMenu_trigger__bcaCB[aria-expanded=true] .EditorialSiteMenu_glyph__QaFij:after,.EditorialSiteMenu_trigger__bcaCB[aria-expanded=true] .EditorialSiteMenu_glyph__QaFij:before{content:"";position:absolute;inset:7.5px 0 auto;border-top:3px solid;transform:rotate(45deg)}.EditorialSiteMenu_trigger__bcaCB[aria-expanded=true] .EditorialSiteMenu_glyph__QaFij:after{transform:rotate(-45deg)}.EditorialSiteMenu_panel__gETbj{position:absolute;top:calc(100% + .5rem);right:0;box-sizing:border-box;width:18rem;max-width:calc(100vw - 2rem);max-height:calc(100vh - 96px);max-height:min(28rem,calc(100dvh - 96px));overflow-y:auto;overflow-wrap:anywhere;border:1px solid #dce3e7;border-radius:5px;background:#fff}.EditorialSiteMenu_panel__gETbj a{display:block;box-sizing:border-box;min-height:44px;padding:.75rem 1rem;color:#2b4157;font:1rem/1.4 Arial,Helvetica,sans-serif;text-decoration:none}.EditorialSiteMenu_panel__gETbj a+a{border-top:1px solid #e6e6e6}.EditorialSiteMenu_panel__gETbj a:focus-visible,.EditorialSiteMenu_panel__gETbj a:hover{background:#fff5eb;color:#b84b0a}.EditorialSiteMenu_panel__gETbj a:focus-visible{outline:3px solid #b84b0a;outline-offset:-3px}@media (max-width:700px){.EditorialSiteMenu_root__svYf_{transform:translate(9px,-4px)}.EditorialSiteMenu_label__gmcoq{display:none}}.SiteHeader_siteHeader__OfIrL{height:72px;max-width:none;margin:0;padding:0 max(20px,calc((100% - 1140px) / 2));display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #e6e6e6;background:#fff}.SiteHeader_logoText___xv02{position:relative;padding-left:34px;font-size:22px;font-style:italic;line-height:1}.SiteHeader_logoText___xv02:before{content:"";position:absolute;left:0;bottom:-7px;width:132px;height:18px;border-bottom:4px solid #f05a24;border-radius:0 0 80% 80%;transform:rotate(-8deg)}.SiteHeader_logoText___xv02:after{content:"";position:absolute;right:-5px;top:-10px;width:82px;height:20px;border-top:4px solid #5f8735;border-radius:80% 80% 0 0;transform:rotate(-8deg)}.SiteHeader_logoText___xv02 span{color:#5f8735}.SiteHeader_logoText___xv02 strong{color:#f05a24}.SiteHeader_menuText__SjDMf{position:relative;padding-right:33px;color:#222;font-size:15px}.SiteHeader_menuText__SjDMf:after{top:-4px;height:18px;border-bottom:3px solid #333}.SiteHeader_menuText__SjDMf:after,.SiteHeader_menuText__SjDMf:before{content:"";position:absolute;right:0;width:20px;border-top:3px solid #333}.SiteHeader_menuText__SjDMf:before{top:5px}@media (min-width:701px){.SiteHeader_logoText___xv02{display:block;width:146px;height:44px;padding-left:0;background:url(/insurance/logo_simplyglobal.png) 50%/contain no-repeat;font-size:0;transform:translateX(26px)}.SiteHeader_logoText___xv02:after,.SiteHeader_logoText___xv02:before{display:none}.SiteHeader_menuText__SjDMf{transform:translate(-24px,2px)}}@media (max-width:700px){.SiteHeader_siteHeader__OfIrL{height:70px;padding:0 20px}.SiteHeader_logoText___xv02{display:block;width:146px;height:44px;padding-left:0;background:url(/insurance/logo_simplyglobal.png) 50%/contain no-repeat;font-size:0;transform:translate(-6px,1px)}.SiteHeader_logoText___xv02:after,.SiteHeader_logoText___xv02:before{display:none}.SiteHeader_menuText__SjDMf{width:24px;padding-right:0;font-size:0;transform:translate(9px,-4px)}}.AnchorPage_editorialMain__Bp4dg{box-sizing:border-box;max-width:39.25rem;margin:0 auto;padding:2rem 1.5rem 4rem;color:#2b4157;font:1.125rem/1.65 Arial,Helvetica,sans-serif;overflow-wrap:anywhere}.AnchorPage_editorialMain__Bp4dg a{color:#345e24;text-decoration-thickness:1px;text-underline-offset:3px}.AnchorPage_editorialMain__Bp4dg a:hover{text-decoration-thickness:2px}.AnchorPage_editorialMain__Bp4dg a:focus-visible{outline:3px solid #b84b0a;outline-offset:4px;border-radius:2px}.AnchorPage_editorialMain__Bp4dg ::selection{color:#2b4157;background:#fff5eb}.AnchorPage_breadcrumb__phTdw{margin-bottom:1.75rem;color:#526476;font-size:.875rem;line-height:1.6}.AnchorPage_breadcrumb__phTdw ol{display:flex;flex-wrap:wrap;gap:.375rem .625rem;padding:0;margin:0;list-style:none}.AnchorPage_breadcrumb__phTdw li{min-width:0}.AnchorPage_breadcrumb__phTdw li+li:before{content:"/";color:#7b8792;margin-right:.625rem}.AnchorPage_title__5OjMg{margin:0 0 1.5rem;font-size:2.5rem;font-weight:700;line-height:1.15;letter-spacing:-.0375rem}.AnchorPage_article__Y5SNg h2{margin:0 0 1rem;font-size:1.625rem;font-weight:700;line-height:1.25;letter-spacing:-.0125rem}.AnchorPage_article__Y5SNg p,.AnchorPage_intro__9Igth{margin:0 0 1.25rem}.AnchorPage_section__83DrJ{margin:2.375rem 0}.AnchorPage_checklist__P5kaY,.AnchorPage_relatedLinks__jMXp1,.AnchorPage_sources__nnNX_{-webkit-padding-start:1.5625rem;padding-inline-start:1.5625rem;margin:1.125rem 0 0}.AnchorPage_checklist__P5kaY li,.AnchorPage_relatedLinks__jMXp1 li,.AnchorPage_sourceItem__CN_WN{-webkit-padding-start:.1875rem;padding-inline-start:.1875rem;margin:0 0 .75rem}.AnchorPage_citations__OPkLt a{display:inline-block;min-width:1.5rem;min-height:1.5rem;-webkit-margin-start:.125rem;margin-inline-start:.125rem;font-size:.875rem;line-height:1.7;text-align:center}.AnchorPage_faq__RgC9T{margin:0}.AnchorPage_faqEntry__MGtKo{border-top:1px solid #dce3e7;padding:1.375rem 0}.AnchorPage_faqQuestion__x7yzK{margin-bottom:.625rem;font-weight:700;line-height:1.45}.AnchorPage_faqAnswer___6lhK{margin:0}.AnchorPage_article__Y5SNg .AnchorPage_conversion__b0hak{margin:.75rem 0 2.875rem}.AnchorPage_editorialMain__Bp4dg .AnchorPage_conversionCta__KoAAX{display:inline-flex;box-sizing:border-box;min-height:3rem;align-items:center;justify-content:center;padding:.8125rem 1.375rem;border:1px solid #b84b0a;border-radius:5px;color:#fff;background:#b84b0a;font-size:1rem;font-weight:700;line-height:1.4;text-decoration:none;text-align:center;max-width:100%}.AnchorPage_editorialMain__Bp4dg .AnchorPage_conversionCta__KoAAX:hover{background:#9c3e08;border-color:#9c3e08}.AnchorPage_sources__nnNX_{font-size:1rem;line-height:1.6}.AnchorPage_sourceItem__CN_WN{scroll-margin-top:1.5rem}.AnchorPage_sourceItem__CN_WN:target{background:#fff5eb;outline:4px solid #fff5eb}.AnchorPage_footer__62njr{border-top:1px solid #dce3e7;padding-top:1.5rem;color:#526476;font-size:.875rem;line-height:1.65}.AnchorPage_footer__62njr p{margin-bottom:.875rem}@media (max-width:600px){.AnchorPage_editorialMain__Bp4dg{padding:1.5rem 1rem 2.75rem;font-size:1.0625rem}.AnchorPage_breadcrumb__phTdw{margin-bottom:1.5rem;font-size:.8125rem}.AnchorPage_title__5OjMg{font-size:2rem;line-height:1.18;letter-spacing:-.025rem}.AnchorPage_article__Y5SNg h2{font-size:1.5rem;line-height:1.3}.AnchorPage_section__83DrJ{margin:2rem 0}.AnchorPage_conversionCta__KoAAX{width:100%}}